will dic benefits increase in 2021

Expansion of Medal of Honor Pension. TheSSIA rate for 2022was $346per month. DFAS also provides an FAQ section to provide more in-depth information. The increase in the cost-of-living adjustment is about a $140 monthly benefit increase for the average retiree - or about $1,680 per year. Q2.2: When will I see an increase in my Survivor Benefit Plan (SBP) payments? If a ranking or list has a company noted to be a partner the indicated company is a corporate affiliate of Veteran.com. Certain surviving spouses of members who died in the line of duty on or after October 7, 2001, were eligible torequest to transfer the SBP annuity to a dependent child, which is referred to as an Optional Child Annuity.Please see this special webpage for news and information on theThe Survivor Benefit Plan 2023 Active Duty/Line of Duty Optional Child Annuity Reversion. [The Economist online, December 27, 2010] From 1977 to 2008, China's vehicle ownership increased from 1 million to 51 million. To find your monthly payment, click on your Veterans pay grade category. + $336.32(rate for first child under 18) References to third-party products, rates and offers may change without notice. For example, if . You have 1 or more children who are under age 18. DIC rates for 2022 will become effective Dec. 1, 2021. . A bipartisan group of Congress members, including Rep. Gil Cisneros, D-CAlif., Ted Yoho, R-Fla., Ted Cox, D-Calif., Jeff Van Drew, R-N.J., and Jahana Hayes, D-Conn., introduced the Caring for Survivors Act this week. Sergeant Major of the Army or Marine Corps, Master Chief Petty Officer of the Coast Guard. Eligible survivors continue to receive the Special Survivors Indemnity Allowance (SSIA) in 2022, up to the maximum amount of $346 per month (for 2022), or up to the gross amount of SBP(if the gross amount of SBP wasless than $346). The charts presented here will help walk you through . DIC is a monthly benefit paid to eligible survivors of deceased service members or veterans. Status: Ref to Health Care. 38 U.S.C. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. These VA survivor benefits are tax exempt. For each additional eligible child in a family of 10 or more children, add $204.48. Dependency and indemnity compensation (DIC) rates increased 8.7% in 2023, based on the Social Security Administrations cost-of-living adjustment (COLA) increase and the signing of the Veterans Compensation Cost-of-Living Adjustment Act of 2022. That payment will be made on February 1, 2023. 1-800-628-6011 Survivors of veterans who died from service-connected disabilities may also receive this benefit. How will this change in the law affect that coverage? **Example of an Individual Estimate Letter Mailing(right click and choose "Save link as" to download PDF to your computer or device) **Please note the change in the law does NOT affect the amount of DIC you receive from the VA. You should continue to receive your full DIC amount from the VA. **. What does this mean? Well base your payment amount on the number of the Veterans eligible surviving children. The individual SBP gross benefit is on the second page of the letter which is addressed to the individual. + $336.32(first child under 18) In January, two-thirds of the offset amount will be restored. + $336.32(rate for first child under 18) The law made changes to the remarriage rules for Dependency and Indemnity Compensation (DIC). In December's spending bill fight, Congress approved cuts to the Supplemental Nutrition Assistance Program, or SNAP, meaning recipients lose out on around $82 a month in benefits, starting this month. The veteran must have been rated that way forat least 8 continuous years immediately preceding death AND the surviving spouse had to bemarried to the veteran for those same 8 years. Q3.5: Will the Special Survivor Indemnity Allowance (SSIA) be phased out? The Pandemic Electronic Benefit Transfer (P-EBT) program will be available in the summer of 2021, if your state's extension is approved. Learn more about Survivors Pension benefits, 38 U.S.C. It is NOT the first payment with the elimination of the Offset. The phase out started in January 2021 and was reflected in the February 2021 payment. Related: The Special Survivor Indemnity Allowance (SSIA) Program, Read More:2023 Dependency and Indemnity Compensation (DIC) Rates. Your monthly payment rate is: $573.20 This is because February 1, 2023 will be the first SBP annuity payday after the SBP-DIC Offset is fully eliminated, which takes effect January 1, 2023. The only exception would be in situations in which a former spouse of the service member had been awarded SBP as a result of a divorce court order and the necessary former spouse SBP election was registered prior to the death of the service member. All rights reserved. Offsets will be completely eliminated with January 2023 benefits payable on February 1, 2023. A2.5: No, the increase in benefits will occur automatically for surviving spouses subject to the SBP-DIC offset. Between 18 and 23 and in a VA-approved school program, Permanently unable to support yourself due to a disability that happened before age 18 (we use the term"helpless child"). Housebound allowance. As a reminder, the SBP-DIC Offset Phased Elimination only affects SBP payments issued by DFAS. The 2022 Dependency and indemnity compensation (DIC) rates will see a 5.9% increase based on the Social Security Administration's cost-of-living adjustment (COLA) increase. Adult surviving children receive DIC separately from the veterans surviving spouse. The base DIC rates for surviving spouses of veterans who died before Jan. 1, 1993 depend on pay grade. Every year the VA adjusts the amount of the benefit based on the Social Security Administration's annual cost of living increase. A steam turbine with the case opened, an example of energy technology. | Privacy Policy | Terms of Use | Member Code of Conduct. 2022 General Schedule Pay Raise: From 2021 to 2022, the GS pay rates were raised a . . In the 2 years leading up to the full . These cookies will be stored in your browser only with your consent. In most cases, you cant receive a full SBP or RCSBP payment and a full DIC payment at the same time. These payments are not retroactive, so survivors will not be repaid any amounts that were previously offset by their DIC benefit. President Ferdinand Marcos Jr. condemned the mid-morning attack. On Friday, October 8, 2021, the President signed into law: S. 189, the "Veterans' Compensation Cost-of-Living Adjustment Act of 2021," which provides for a cost-of-living adjustment (COLA . = $2,318.47total monthly payment. ET. These survivors may need to take steps to ensure that DFAS is up to date on their eligibility and their contact information. If you're the surviving spouse of a Veteran, your monthly rate would start at $1,357.56. Transitional benefit, and. will dic benefits increase in 2021 will dic benefits increase in 2021 Home Realizacje i porady Bez kategorii will dic benefits increase in 2021. The benefit will increase by the same percentage as . The current Medal of Honor pension is $1,388.68 a month; it changes annually based on inflation. A2.6: First, in order to be eligible for both benefits the current or former military member must either have retired and elected to participate in SBP or died in the line of duty. Currently, DIC is paid at 43 percent of 100 percent permanent and total disability while all other federal survivor programs are paid at 55 percent. Will she now be eligible for SBP? The surviving spouse DIC is a congressionally mandated monthly benefit which is adjusted annually based on the Cost-of-Living. The legislation phased in the repeal of the SBP-DIC offset from 2021 to 2023. Section 622 of the National Defense Authorization Act for Fiscal Year 2020 does not impact SBP Child-Only orSpecial Needs Trust(SNT) elections made by retirees and their spouses at retirement. You may be eligible for DIC benefits if you are a surviving spouse who: Marrieda Servicememberwho diedon activeduty, dutyfortraining or inactive duty training, OR Married the deceased Veteran before Jan. 1, 1957, OR Married aVeteranwho died from service-connectedinjuryordisease, if the marriage began within 15 years of discharge, OR Contact Education or Veteran Services Team, Optional Dependent Annuity Elimination sheet, Contact Our Education or Veteran Services Team, DIC offset amount, or the amount of DIC that will be deducted from the gross SBP annuity estimate, Pre-tax estimate of the SBP annuity payment after DIC offset. The National Defense Authorization Act for Fiscal Year 2020, signed into law on December 20, 2019, repealed the dollar-for-dollar offset of SBP . Find their specific pay grade in the left column of the Monthly payment rates table, and the matching monthly payment to the right. Intro. The chief of Irans nuclear program, Mohammad Eslami, acknowledged the findings of the IAEA report. Work with an accredited representative or agent OR. The Committee confirmed that: the benefits of the vaccine in combating the still widespread threat of COVID-19 (which itself results in clotting problems and may be fatal . Review 2021 VA Dependency and Indemnity Compensation (DIC) rates for the surviving spouses and dependent children of Veterans. The Veteran had a VA disability rating of totally disabling for at least the 8 full years leading up to their death. We also use third-party cookies that help us analyze and understand how you use this website. + $336.32(rate for second child under 18) The rate is increased for each dependent child, and also if the surviving spouse is housebound or in need of aid and attendance. Technology is the application of knowledge for achieving practical goals in a reproducible way. A3.1:Survivor Benefit Plan (SBP)annuity payments can vary for each beneficiary because they are based on a number of factors such as retirement date, length of service, pay grade, and disability rating of the sponsor. DIC is a monthly benefit paid to eligible survivors of: The surviving spouse is eligible for DIC if they. WASHINGTON, D.C. - Today, Congresswoman Jahana Hayes (CT-05) introduced the Caring for Survivors Act of 2021, a bill that will expand eligibility and increase payments for Dependency and Indemnity Compensation (DIC) benefits for survivors.The families of service members who died in the line of duty, and disabled veterans who died from a service-connected condition, receive DIC benefits monthly. This is a special payment paid to surviving spouses who are entitled to both benefits. The basic monthly tax-free DIC benefit will increase from $1,437.66 for 2022 to $1,562.74 for 2023, with additional amounts also seeing the 8.7% increase. When will I see an increase in my Survivor Benefit Plan (SBP) payments? Will DIC benefits increase in 2021? The amount is based on a family unit, not individual children. Q2.2:When will I see an increase in my Survivor Benefit Plan (SBP) payments? Necessary cookies are absolutely essential for the website to function properly. We use cookies to store information on your computer. ** LATEST ** Read about the 2023 COLA increase: Largest Retiree & Veteran COLA Increase In Decades Approved. This means you wont have to pay any taxes on your compensation payments. VA paid: Survivors' tax burdens could change significantly for the tax year of 2021. DoD/DFAS paid: Then for each additional benefit you qualify for, you would add the amounts from the Added amounts table.. The COVID-19 pandemic negatively affected the market in 2021. The Special Survivors Indemnity Allowance (SSIA) will no longer be paid after the January 3, 2023 payment, because SSIA is only paid to spouses who have their SBP payment offset by DIC. Take advantage of these Bonus Tier Credit days to help maintain or increase your status! Military surviving spouses subject to the Survivor Benefit Plan (SBP) and Dependency and Indemnity Compensation (DIC) offset, commonly known as the "Widow's Tax," will potentially see an increase in their SBP payments beginning February 1, 2021.. When I retired my spouse and I declined coverage because Im totally disabled and we knew my spouse would get Dependency and Indemnity Compensation (DIC) when I died and Survivor Benefit Plan (SBP) would be offset. A1.3: Most likely not. If you're the surviving spouse or child of a Veteran with wartime service, find out if you're eligible for monthly pension benefits based on your income and net worth. General Schedule employees will receive an across-the-board federal pay raise of 2. This allows the surviving spouse to receiveDependency and Indemnity Compensation (DIC)from the Department of VA in full without it affecting the SBP payments. For 2022, DIC rates will see a 5.9 percent increase, in correlation with the COLA rate increase. To avoid owing money, be sure to notify the DFAS as soon as you qualify for DIC. Q5.1: I would like to learn more, where can I go? Total monthly payment for the first 2 years I am a retiree who elected spouse and child Survivor Benefit Plan (SBP) coverage? This material may not be published, broadcast, rewritten or redistributed. Survivorsof members who died in the line of duty prior to September 10, 2001, are not eligible to receive SBP. Buying a Home? Letters include the following estimates for 2022(including any cost-of-living adjustments): For more information on this offset reduction phase out, DFAS has provided a page on their website that will hostupdates. You may also be eligible for added amounts based on certain factors. This phase out will apply to new applications for benefits and entitlements as well. To assist survivors in understanding what this repeal will mean for them, DFAS has created two quick reference sheets. Military benefits are always changing. DIC apportionment rate. The annual Cost of Living Adjustment (COLA) will increase by 5.9% on January 1, 2022. Dependency and indemnity compensation (DIC) rates increased 8.7% in 2023, based on the Social Security Administration's cost-of-living adjustment (COLA) increase and the signing of the Veterans' Compensation Cost-of-Living Adjustment Act of 2022. Some surviving parents may be eligible for an income-based benefit. There will need to be evidence provided in order to receive this DIC benefit. Unfortunately, the initial cost estimate for this legislation was very high - roughly $20 billion over 10 years. The .gov means its official. A new Military OneSource podcast episode explaining the SBP-DIC Offset Elimination! DIC rates depend on your relationship to the Veteran (spouse, child or parent), your dependents and when the veteran died. To ensure that these survivor's benefits continue to provide for the financial stability of the veteran's loved ones, DAV urges Congress to: increase DIC rates; eliminate the arbitrary 10-year rule criteria for DIC 25%. Information from your device can be used to personalize your ad experience. Update: In February of 2023, the final phase of the Widows Tax repeal will be complete. The Optional Dependent Annuity Elimination sheetaddresses those surviving spouses of an Active Duty/Line of Duty member who requested to have the Survivor Benefit Plan (SBP) annuity paid directly to an eligible dependent child or children. What is the Special . The law also impacts the children of service members who died while on active duty or inactive duty, in the line of duty, who are currently receiving SBP payments because the surviving spouse chose the optional child annuity. Beginning with the February 1,2023 payment, SSIA will no longer be paid. 2023 Dependency and Indemnity Compensation (DIC) Rates, Veterans: What's Taxed and What's Not on Your Federal and State Returns. II Dependency and Indemnity Compensation (chapter 13, sections 1310 to 1318)38 U.S.C 501(a) Subpart APension, Compensation, and Dependency and Indemnity Compensation, 3.5 Dependency and indemnity compensation3.10 Dependency and indemnity compensation rate for a surviving spouse3.22 DIC benefits for survivors of certain Veterans rated totally disabled at time of death. Arlington, VA 22204, 2023 Navy Mutual Aid Association. Complete VA Form 21P-534ez, "Application for Dependency and Indemnity Compensation, Death Pension and/or Accrued Benefits by a Surviving Spouse or Child and mail to the Pension Management Center that serves your state, OR. Importantly, dependents may also be eligible for added amounts based on certain . Learn how to apply for and manage other benefits available to the family members of Veterans and service members. The change only impacts those surviving spouses who were previously subject to theSBP-DIC offset, and those surviving spouses and children of members who died in the line of duty if the spouse chose to transfer the SBP benefit to a child or children. STORY: The U.S. is ending its largest federal nutrition assistance program by the end of March, that kept millions from going hungry through the COVID-19 pandemic. 356.16 for each eligible child. This is called the SBP/DIC offset.. This will be yourtotal monthly payment. . Army veteran Allison Jaslow also is the first LGBTQ leader of a major veterans service organization. Intro. . There are two main types, one for surviving spouses and one for surviving parents. Surviving spouses subject to the SBP-DIC offsetcontinued to receive SSIA, up to the amount that is reduced from their SBP paymentin 2022. This increase is based on the rising inflation, increasing prices of consumer goods, and rising gas prices. a veteran whose death wasn't related to their service but who was rated totally disabled by the VA. If you're the spouse or child of a Veteran who died before January 1, 1993, we use a different method to determine your DIC monthly payment. Find out if you may qualify for health care benefits through a program such as CHAMPVA or the Department of Defense's TRICARE program. Departments of Defense or Veterans Affairs. January 1, 2022 marked the start of the second phase of the SBP-DIC Offset Phased Elimination. DIC rates are effective as of Dec. 1, 2022. Diamond Plus: Now 20,000 Tier Credits (was 25,000)20 dic . This payment is being phased in through 2023. In 2023, the SBP-DIC offset is eliminated in total, so that surviving spouses eligible for both programs receive both SBP and DIC in full, effective January 1 (starting with the February 1, 2023 payday). A3.3: No, if you previously received a refund of SBP premiums due to theSBP-DIC offset, you will not have to pay back that refund because of this change in the law. It does not impact surviving spouses who receive only SBP but not DIC. If a spouse's gross SBP benefit . 2021, and were at least 55 years old; or . Does any form, document, or supporting statement need to be submitted to take advantage of these increased Survivor Benefit Plan (SBP) payments? 306.00 for the first 2 years after the Veteran's death. You should have also received a January 2022 Annuitant Account Statement (AAS) near the time of your February 1, 2022 payment thatshowed changes to your SBP and/or SSIA payment because of the second phase of the SBP-DIC Offset Phased Elimination. At least one of these must be true. In this first phase that began January 1, 2021, the amount that is offset (deducted) from the spouse's SBP annuity payment is 2/3 of the amount of the DIC payment, instead of 100%. The Pentagon has not provided any public updates or said when the formal policy will be issued. Q2.5: Does any form, document, or supporting statement need to be submitted to take advantage of these increased Survivor Benefit Plan (SBP) payments? The new 2021 VA disability rates were effective December 1, 2020, and disabled veterans will see the new 1.3% COLA increase on their January 1, 2021 VA compensation payment. I used to participate in the Survivor Benefit Plan (SBP) but I withdrew when I was rated as totally disabled by the Department of Veterans Affairs. 40 33. Dear XXXXXXX. A4.2: No, the child remains the designated beneficiary for SBP. These COLAs affect the Dependency and Indemnity Compensation (DIC) Program. A 4.1: When a currently-serving member dies in the line of duty on active or inactive duty, the surviving spouse has the option, in consultation with the Secretary of the Military Department, to choose to have theSurvivor Benefit Plan (SBP)annuity paid directly to a dependent child rather than to receive the benefit for him or herself. Add $331.84 if, at the time of death, the veteran was rated 100%disabled or unemployable as a result of disability. Q3.1: How much will the average survivor get? As a reminder, the SBP-DIC Offset Elimination only affects SBP payments issued by DFAS. A 1.3 percent COLA increase was reported in 2021, a slight decrease from last year. If the exception doesnt apply to you,the DFAS will reduce your SBP or RCSBP payment by two-thirds of your DIC payment through the end of this year. The average Social Security check in June 2021, the latest data available, was $1,555. Although the minimum monthly rate of VA DIC 2021 benefits is $1,357.56 for surviving spouses as of December 2020, compensation may be higher if the Veteran was totally disabled for eight years or more while married, if the surviving spouse is disabled, and/or if the children are under age 18. Spouses, however, are eligible for increased benefits if they have children under 18, or if they have a disability themselves that requires living assistance. A3.2: No, Section 622 of the National Defense Authorization Act for Fiscal Year 2020 did not authorize back payments. Add $387.15 if the surviving spouse is entitled to Aid and Attendance benefits. Why cant I receive the full Survivor Benefit Plan (SBP) benefit starting this year? If he or she remarries after turning age 55, that spouse does remain eligible to continue receiving the SBP annuity. If the retirees rating is later reduced below totally disabled, SBP coverage can be reinstated, but only if the retiree requests it within one year of the effective date of the reduction of the VA disability rating. 7% increase for 2022 compared to 2021 levels. of Defense or any governmental entity. Phase-Out of the SBP-DIC Offset - Frequently Asked Questions, Dependency and Indemnity Compensation (DIC), see this special webpage for news and information on theThe Survivor Benefit Plan 2023 Active Duty/Line of Duty Optional Child Annuity Reversion, Special Survivor Indemnity Allowance (SSIA), Hosted by Defense Media Activity - WEB.mil, The "Repeal of Authority for Optional Annuity for Dependent Children" and "Restoration of Eligibility for Previously Eligible Spouses" (effective January 1, 2023) in the NDAA, If you are currently entitled to and receiving an SBP and/or SSIA monthly payment, you did NOT request the Optional Child Annuity and the 2023 reversion does NOT apply to you. Q2.4: When will I start receiving benefits in full? This button displays the currently selected search type. There was a decline in the demand for paints and coatings, printing inks, rubber compounding, etc. Add $181.37 if the surviving spouse is housebound. Withdrawal from SBP remains in effect as long as the retiree who withdrew is rated totally disabled. 1311(a, b, c, d, f) and 38 CFR 3.461(b). All surviving spouses subject to the offset will have their benefit recalculated for the month of . A1.4: Section 622 of the National Defense Authorization Act for Fiscal Year 2020 did not change the eligibility requirements for theSurvivor Benefit Plan (SBP). The first phase restored one-third of the offset amount. of Veterans Affairs , the Dept. Powers of Attorney/Third Party Representatives for Retirees, Powers of Attorney/Third Party Representatives for Annuitants, Survivor Benefit and Arrears of Pay Frequently Asked Questions, https://www.militaryonesource.mil/training-resources/podcasts/military-onesource/sbp-and-dic-payments-for-survivors, right click and choose "Save link as"to download PDF to your computer or device, Example of an Individual Estimate Letter Mailing. Neither Veteran.com nor Three Creeks Media are associated with or endorsed by the U.S. 2022 COLA. Surviving spouses may be eligible for additional compensation. Starting in January, Veterans will see a 8.7% increase in their monthly VA benefits. You may also contact the Navy Mutual education team via email ateducation@navymutual.orgor by calling888-298-4442. A1.7: Section 622 of the National Defense Authorization Act for Fiscal Year 2020 does not restoreSurvivor Benefit Plan (SBP)enrollment for any retiree who previously voluntarily withdrew. It is important to note that this change does not impact any retirees or surviving spouses if SBP coverage was previously declined, and does not create opportunities for new enrollment in SBP for retirees who previously declined coverage. For perspective, there was only a 0.3% increase in 2017, while 2012 saw a whopping 3.6% adjustment. *Note: The information on this website is provided to explain typical situations regarding retiree and annuitant benefits. Thus, dual DIC and SBP beneficiaries may start to see changes (i.e., an increase) in their SBP payments starting in 2021 as they experience less DIC offset and get to keep more of their SBP benefit. Review 2021 VA Dependency and Indemnity Compensation (DIC) rates for the surviving spouses and dependent children of Veterans. Back pay, or what the VA calls retroactive benefits, is the lump sum payment for benefits that have been accruing since the filing of a granted claim. A1.1: This change affects surviving spouses who were, or who became in 2022,, eligible for bothSurvivor Benefit Plan (SBP)payments andDependency and Indemnity Compensation (DIC)payments, and who were previously subject to a full or partialSBP-DIC offset. A1.8: No, declining SBP at retirement is an irrevocable decision. A1.6: No, an election to decline or reduce coverage at retirement is irrevocable, regardless of rationale. It is the largest increase since the 11.2% adjustment in 1981. If you were the surviving spouse of a Veteran whose pay grade was E-9, and you qualified for the 8-year provision, and you had 2 dependent children under 18, you would calculate your monthly payment as in the example below. In this case you can receive full benefits through both programs at the same time. Click on the question in one of the bulleted lists below to jump to that specific FAQ or scroll down the page to see all of the frequently asked questions. These payments are not retroactive, so survivors will not be repaid any amounts that were previously offset by their DIC benefit. Department of DefenseDepartment of Veterans AffairsMilitary Employment VerificationWarrior Care WebsiteDefense Contract Mgmt Agency DoD Forms If you are currently entitled to and receiving an SBP and/or SSIA monthly payment, you did NOT request the Optional Child Annuity and the 2023 reversion does NOT apply to you. The larger than usual increase coincides with a Social Security cost-of-living adjustment (COLA), which was significantly higher this year because of rising inflation. If a person becomes a surviving spouse this year, would that person automatically start to receive both Survivor Benefit Plan (SBP) and Dependency and Indemnity Compensation (DIC) benefits? The form is necessary to confirm several pieces of information: current marital status, banking information, and tax information. Re-marrying after turning age 55 will not cause the survivor to lose eligibility for SBP. Q1.7: I used to participate in the Survivor Benefit Plan (SBP) but I withdrew when I was rated as totally disabled by the Department of Veterans Affairs. Find out if you may be eligible for education benefits or job training through a GI Bill program. The COVID-19 pandemic's impact on economies worldwide contributed to the lower rate. In the 2 years leading up to the full elimination of the offset in 2023, the DFAS has been lowering the percentage of the offset in phases. Henderson Hall Surviving spouses receiving Dependency Indemnity Compensation (DIC) are not eligible. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. This number may be higher for 2023, given the high rate of inflation we've been experiencing since 2021. Please see this special webpage for news and information on theThe Survivor Benefit Plan 2023 Active Duty/Line of Duty Optional Child Annuity Reversion. Contact Our Education or Veteran Services Team. the process that the DFAS is taking to stop reducing the amount of SBP or RCSBP payments for survivors who also receive DIC benefits. The increase affects not only the base benefit rate for a survivor but also additional benefits awarded based on specific circumstances, like having a school-age child. Survivors will see a major increase from 2022, The benefit will increase by the same percentage as retirement pay every year from now on. Under the previous law, a surviving spouse who receives DIC is subject to a dollar-for-dollar reduction of SBP payments, which could result in SBP being either partially or fully offset. A1.5: No, SBP is a life-long benefit for spouses.

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